I’ve traveled down a dark path these past few days. While absent mindedly surfing the web, I read an article entitled “Why it’s SO worth it to buy designer brands!” This article lauded the cut and quality of fancy pants, purses, etc. – of course claiming that each piece of apparel was well worth the price of the designer’s name. Is this true? Do I need fancy pants and an empty wallet to look and feel my best?
- Credit cards on lockdown? Check! I’ve cut up the ones I REALLY don’t want to use, and my emergency card is iced in the freezer. I can’t win (slash lose) on eBay if I’m busy blow-drying my credit card from an ice block.
- Goals review? Check! My hubby and I keep a list of long term financial goals, such as eventually retiring on a yacht in the Caribbean (OK, maybe he doesn’t know about this goal). The point is, when my spending temptation is at its highest, I review these types of goals to help me refocus on what I truly want in life.
- Find free fun? Check! Many times, our urge to overspend is based in the thrill we get from our purchase. There’s a rush of FUN from buying what we want – but fun doesn’t have to come at this price! Redirect your energy toward positive, productive activities instead. For me, Pinterest projects and potting flowers do the trick. Maybe you like to play Frisbee golf or work on cars! Whatever it is, focus on the FREE side of fun and stay away from the store.