Alaskan@Heart

Which DIY Projects Really Pay Off?

Posted by Credit Union 1 on Aug 14, 2015 3:09:55 PM

Alaskans experience a unique phenomenon in the summer: we suddenly have energy to GO GO GO without sleep or sustenance! If you’ve ever caught yourself mowing the lawn or grocery shopping at 11pm on a sunny weeknight, you know what I mean. Although this energy can feel dangerously close to crazy-town at times, it’s also a great way to accomplish more than you normally would.

With summer winding down, it may be time to harness your amped up motivation and tackle those DIY projects you’ve postponed (for dipnetting, mountain climbing, summer concerts and all the other cool things you do!). Could your home use new windows or doors? Have you had a bathroom addition on your mind, or are you hoping to sell in the spring and need to make improvements beforehand? These projects have DIY written all over them (or hey, you could use a contractor too – no judgement).

Before you get started, there are a few important things to know. Not all home improvement projects are created equal – meaning that not only do some take more time or money, but some will give you more or less return on your home’s overall value. So don’t choose your project too hastily! It’s important to balance the fuzzy-good-feeling “value” that a project will give you (because a new deck would be AMAAAAZING!) versus the monetary value you’ll retain. Check out the cool info below to learn which projects pay off the best versus which can be total duds. And good luck getting your DIY on!

(click to launch infographic)

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Topics: Financial Fitness, Infographic, Housing, Savings, Budgeting, DIY, Spending

39 Places in Alaska That Will Give You Free Stuff on Your Birthday

Posted by Credit Union 1 on Jun 30, 2015 10:39:21 AM

Alaskans love to celebrate. Whether it’s a traditional holiday or our unique attention to the summer solstice, we don’t miss a chance to throw a party! Birthdays are a fabulous thing, especially for Alaskans who do two (among many) things very well:

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Topics: Financial Fitness, Savings, Budgeting, Alaska, Trending, Spending

[Infographic] Budgeting Basics

Posted by Jess G. on May 12, 2015 9:37:00 AM

Have you ever wondered why creating a budget is so easy, while sticking to that budget is so hard? One common pitfall when it comes to budgeting basics is forgetting to account for all expenses. Sure, your car payment and mortgage are easy bills to remember – but what about smaller items like the amount you pay for your gym membership or babysitter? These are monthly costs that affect your bottom line, and adding them to your budget will help you stay on track. For more tips and tricks, read on!

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Topics: Financial Fitness, Infographic, It's A Money Thing, Savings, Budgeting, Spending

What’s Your Spending Profile?

Posted by Jess G. on Apr 30, 2015 11:15:00 AM

I have some SERIOUS spring fever, and I’m ready for it to burn off into summertime! Sunshine, blue skies and sandals are calling my name. Doesn’t a sandy tropical beach sound amazing? Or for that matter, a beach right here in Alaska if it means some rest and relaxation! Unfortunately, my bills aren’t planning a vacation anytime soon, and budgeting for fun can be difficult. Whether you’re a single person, couple or growing family, everybody has expenses that tie them down – but it’s not impossible to cut yourself free!

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Topics: Financial Fitness, Infographic, Debt Management, Budgeting, Spending

A Better Way To Do The 52 Week Saving Challenge

Posted by Jess G. on Mar 26, 2015 12:06:39 PM

There are a few chores around my house that I dread doing – and spring cleaning is a big one. On the other hand, who doesn’t love discovering a jacket you’d packed away with $10 in the pocket?! I get the same rush of boundless joy when there’s spare change in the couch or when I find a soggy, crumpled dollar bill in the washing machine. I imagine this is what treasure hunters or archeologists feel like.

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Topics: Financial Fitness, Infographic, Savings, Budgeting, How To

Infographic: Quit a Costly Habit

Posted by Jess G. on Jan 14, 2015 1:31:00 PM

Get ready folks – I have a serious question for you! How goes the battle with your 2015 resolutions? Are you making progress? Treading water?

On my short list of resolutions, I’m somewhere between treading water and sinking. Each January, I set out to develop an agenda of exciting ideas to achieve – but my dirty secret is that, most often, this list falls by the wayside before February.  If you’re in the same boat (don’t worry! I won’t tell!), we can both use some ideas to make the year ahead particularly impactful. Luckily, I’ve found four words to live by: “quit a costly habit!”

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Topics: Financial Fitness, Infographic, Savings, Budgeting