One for All Alaska Blog

How to Choose the Right Credit Card

Posted by Credit Union 1 on Feb 3, 2016 10:17:02 AM

With the new year in full swing, we’re going to go out on a limb here. Do you have a bit of aging credit card debt you’d like to wipe off your slate? DON’T WORRY! It’s totally normal to want a fresh start. Plus, if you’ve chosen your existing credit cards wisely, you won’t pay an arm and a leg in interest as you work toward paying down your balance.

The question is how do you choose the right card?

Main priorities should be your interest rate, terms and any associated perks of the card (such as One for All Rewards). Take a look at a few different options below:

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Topics: Financial Fitness, Infographic, Savings, Credit

7 Tricks to Afford Your Next Treat!

Posted by Credit Union 1 on Oct 29, 2015 11:17:55 AM

You know what the best part of cooler weather is? It’s TREAT season! October, November and December are each full of indulgence in their own ways, which means a particular treat may be on your mind. Dreaming of an ATV, snowmachine or Hawaiian vacation? What about a simple dinner and movie night? No matter what your idea of “splurging” entails, we can help you plan ways to afford it. Check out the following seven tricks to afford your next treat! 

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Topics: Financial Fitness, Debt Management, Credit, Loans

Five PFD Pitfalls to Run From

Posted by Credit Union 1 on Sep 25, 2015 10:19:40 AM

Can you feel the excitement in the air? PFD season is upon us, and Alaska is brimming with joy! This year, you’re going to make that PFD stretch further. Have more fun, reach more goals, and most of all avoid PFD hiccups that can cause a serious hassle. How exactly? Check out the following five mistakes that Alaskans commonly make with their PFDs, and learn how to avoid them. With our advice in your pocket, you’ll save time, energy and funds!

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Topics: Financial Fitness, Savings, PFD, Alaska, Credit, Spending

Boost Your Credit Score [Infographic]

Posted by Credit Union 1 on Jul 15, 2015 9:33:46 AM

A few weeks ago, we shared a blog about what exactly your credit score means and we gave you the scoop on 13 things you didn't know about credit. Now that you know what your number represents, let’s look at ways to improve it! When you have a healthier credit score, you’ll enjoy lower loan interest rates – which basically means you pay less for the money you borrow. Win-win! 

Want to learn even more about credit? Sign up for a FREE Discover Financial Fitness class offered in-person and online.

Sign Up

 

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Topics: Financial Fitness, Infographic, It's A Money Thing, Debt Management, Credit, How To

5 Easy Things You Can Do Right Now To Prevent Identity Theft

Posted by Credit Union 1 on Jun 16, 2015 1:20:55 PM

Fraud and identity theft sometimes sound like threats from an alternate universe. Definitely not something that could happen to you! The thing is, identity theft has become increasingly common (and easy) with the rise of technology, which means everybody needs a few fraud-fighting tricks up their sleeve. Read on to stock your fraud-fighting arsenal! 

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Topics: Financial Fitness, Infographic, It's A Money Thing, Credit, How To, Identity Theft

13 Things You Didn't Know About Credit.

Posted by Jess on May 22, 2015 3:31:00 PM

There’s nothing like a few  true/false questions to really get your blood pumping! Check out today’s blog full o’ trivia to test your knowledge about credit and credit scores. You may find a few surprising ways that you can help or hinder your credit, as well as a few things you may have THOUGHT impacted your score but don’t. AH! THE SUSPENSE!

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Topics: Financial Fitness, Credit, Loans

Breakdown of a Credit Score

Posted by Jess on Apr 9, 2015 4:11:00 PM

Most people have a vague idea of what credit scores are. Something to do with how well you pay your bills, right? On the surface, your credit score may not seem too important – but if you’re ever in need of a loan, this number can make a big difference in how much your borrowed money costs. Take a look through the info below, and then come chat with CU1 to learn more!

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Topics: Financial Fitness, Infographic, It's A Money Thing, Debt Management, Credit

Is it Time for the Big Move?

Posted by Jess on Apr 1, 2015 1:37:00 PM
Whether you were born in Alaska or moved here from afar, you’ve likely “rented” at some point during your residency. If you’re renting now, maybe it’s time to make the move toward home ownership!
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Topics: Financial Fitness, Housing, Alaska, Credit