13 Things You Didn't Know About Credit.

Posted by Jess

May 22, 2015 3:31:16 PM

There’s nothing like a few  true/false questions to really get your blood pumping! Check out today’s blog full o’ trivia to test your knowledge about credit and credit scores. You may find a few surprising ways that you can help or hinder your credit, as well as a few things you may have THOUGHT impacted your score but don’t. AH! THE SUSPENSE!

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Topics: Financial Fitness Friday, Discover Financial Fitness

What’s Your Spending Profile?

Posted by Jess

Apr 30, 2015 11:15:00 AM

I have some SERIOUS spring fever, and I’m ready for it to burn off into summertime! Sunshine, blue skies and sandals are calling my name. Doesn’t a sandy tropical beach sound amazing? Or for that matter, a beach right here in Alaska if it means some rest and relaxation! Unfortunately, my bills aren’t planning a vacation anytime soon, and budgeting for fun can be difficult. Whether you’re a single person, couple or growing family, everybody has expenses that tie them down – but it’s not impossible to cut yourself free!

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Topics: Financial Fitness Friday, Discover Financial Fitness, Infographic

Breakdown of a Credit Score

Posted by Jess

Apr 9, 2015 4:11:00 PM

Most people have a vague idea of what credit scores are. Something to do with how well you pay your bills, right? On the surface, your credit score may not seem too important – but if you’re ever in need of a loan, this number can make a big difference in how much your borrowed money costs. Take a look through the info below, and then come chat with CU1 to learn more!

(click to launch infographic)

 

 

 

 

 

 

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Topics: Financial Fitness Friday, Infographic, It's A Money Thing

Financial Fitness Friday: Where I Went Wrong with Credit Cards

Posted by Jess

Dec 26, 2014 11:10:46 AM

I remember the day I applied for my first loan. I had turned 18, and a credit card offer came in the mail. Since I was new to the world of junk mail, I of course opened and even READ it! The offer came with a credit limit I certainly could not afford as a college student – but I didn’t even consider that. There was a packet of adorable address labels in the envelope, plus I got to choose my own credit card design. SOLD!

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Topics: Financial Fitness Friday

Financial Fitness Friday: Finding Your Holiday Groove

Posted by Jess

Dec 19, 2014 2:24:59 PM

Something has been missing from my holiday spirit this week. Our tree is up and decorated, there are lights strung all over the house, gifts wrapped and nativity arranged. I even swapped our normal air freshener for one that smells like Christmas. But something has been missing! I don’t feel filled to the brim with holiday cheer, and it’s been bumming me out.

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Topics: Financial Fitness Friday

Financial Fitness Friday: A Great Gift for YOU

Posted by Jess

Dec 12, 2014 5:02:00 PM

Last night, I decided to start and finish my Christmas shopping in one fell swoop. For weeks I’ve been surfing the internet, searching out the perfect gift for each child and my dear hubby. I was feeling pretty good about it. Then I went shopping late at night, on an empty stomach, by myself, and I DON’T KNOW WHAT HAPPENED. Now my wallet is empty and my present-hiding closet is full – but I don’t feel very good about it.

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Topics: Financial Fitness Friday

Financial Fitness Friday: Shrink Your Shopping Cart

Posted by Jess

Nov 28, 2014 12:23:05 PM

Black Friday sales are upon us. Were you waiting in line early this morning? Did you score a deal on anything great? I slept in and missed out on the fun/chaos. For me, Black Friday means perusing online sales, filling an imaginary shopping cart and then likely never checking out. I have imaginary shopping carts all over the internet, and each one represents things I’d love to have (but won’t break my budget for). These carts satisfy some need for me to shop, without maxing out my credit cards!

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Topics: Financial Fitness Friday

Financial Fitness Friday: Give a Little, Get a Lot

Posted by Jess

Nov 21, 2014 1:11:33 PM

Happy Alaska Philanthropy Day! I’m excited to celebrate today for a variety of reasons – not the least of which is that “philaaaaanthropy” is fun to say.

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Topics: Financial Fitness Friday, Giving Back

Financial Fitness Friday: Happy Holiday Shopping!

Posted by Jess

Nov 14, 2014 1:06:49 PM

I can feel Black Friday approaching like a dark army of sales. Two weeks from today, I’ll be torn between running down store aisles with my arms waving wildly in the air OR hiding in my house until the wave of crazed shoppers has passed. Shall I shop? Shall I hide?

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Topics: Financial Fitness Friday

Financial Fitness Friday: Drive Your Own Deal!

Posted by Jess

Nov 7, 2014 1:02:44 PM

A few months ago, my husband and I bought a new vehicle. We’ve done this a few times before, so I’d like to think I know how to navigate such waters – but the truth is, every car buying experience is different! The dealer we dealt with this time was a bit pushy. He insisted on knowing what payment amount we were OK with, rather than disclose the best interest rates and term for our loan. His dodgy-ness made me wish I’d gone straight to my credit union for help – but as with everything in my whackily scheduled life, we’d found ourselves in his office after-hours on a weekend. In short, at the mercy of what the dealership could offer.

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Topics: Financial Fitness Friday

Welcome to Credit Union 1’s One for All Alaska blog! Each week, you’ll find a healthy mix of ways to reach-out to your local community, ways CU1 is helping change Alaska, and ways to improve your financial fitness. Enjoy! 

Stay tuned for:

  • Community activities and outreach.
  • Ways to get involved.
  • A fresh perspective on financial health.

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