Alaskan at Heart Blog

The Basics of Budgets

Posted by Credit Union 1 on Apr 5, 2016 11:18:02 AM

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later.

Read More

Topics: Financial Fitness, Infographic, It's A Money Thing, Savings, Budgeting, Spending, How To

5 Things In Alaska You Can Only Do By Boat

Posted by Credit Union 1 on Feb 16, 2016 9:25:53 AM

Alaska is one of the most rugged and beautiful places on earth – and one of the best ways to engage with this scenery is by BOAT! We have wide open waters, winding rivers and loads of lakes for recreation. Ready to dip your toes into boat ownership?

Take a look at the amazing Alaskan sights you could explore anytime, from the helm of your very own vessel:   

Read More

Topics: Financial Fitness

How to Choose the Right Credit Card

Posted by Credit Union 1 on Feb 3, 2016 10:17:02 AM

With the new year in full swing, we’re going to go out on a limb here. Do you have a bit of aging credit card debt you’d like to wipe off your slate? DON’T WORRY! It’s totally normal to want a fresh start. Plus, if you’ve chosen your existing credit cards wisely, you won’t pay an arm and a leg in interest as you work toward paying down your balance.

The question is how do you choose the right card?

Main priorities should be your interest rate, terms and any associated perks of the card (such as One for All Rewards). Take a look at a few different options below:

Read More

Topics: Financial Fitness, Infographic, Savings, Credit

How to Give the Perfect Thank-You

Posted by Credit Union 1 on Nov 19, 2015 4:19:05 PM

Lately, you may find yourself exhibiting a few unfamiliar behaviors, such as snuggling up in blankets, sipping on cocoa or silently cursing your car in the morning. Don’t worry, folks. Winter is here, and we can survive it together! While many people dread the snowy season, there is one undeniable bright side: ‘tis also the season of GIVING! Each of our upcoming holidays celebrates the spirit of saying “thank you” to the ones we love, the ones who help us enjoy each day, and our Alaskan community. If you’ve ever struggled with how to express thanks to these important people, you’re in luck! The CU1 team has collaborated on great gift ideas for all the “helpers” in your life. Below is a brief list of guidelines to get started. Next, move on to our Pinterest board for visualization of more great ideas!

 

Read More

Topics: Financial Fitness, Budgeting, How To

7 Tricks to Afford Your Next Treat!

Posted by Credit Union 1 on Oct 29, 2015 11:17:55 AM

You know what the best part of cooler weather is? It’s TREAT season! October, November and December are each full of indulgence in their own ways, which means a particular treat may be on your mind. Dreaming of an ATV, snowmachine or Hawaiian vacation? What about a simple dinner and movie night? No matter what your idea of “splurging” entails, we can help you plan ways to afford it. Check out the following seven tricks to afford your next treat! 

Read More

Topics: Financial Fitness, Debt Management, Credit, Loans

Five PFD Pitfalls to Run From

Posted by Credit Union 1 on Sep 25, 2015 10:19:40 AM

Can you feel the excitement in the air? PFD season is upon us, and Alaska is brimming with joy! This year, you’re going to make that PFD stretch further. Have more fun, reach more goals, and most of all avoid PFD hiccups that can cause a serious hassle. How exactly? Check out the following five mistakes that Alaskans commonly make with their PFDs, and learn how to avoid them. With our advice in your pocket, you’ll save time, energy and funds!

Read More

Topics: Financial Fitness, Savings, PFD, Credit, Spending

9 Things I Learned Back-to-School Shopping

Posted by Jessica Gallagher on Aug 20, 2015 8:00:00 AM

The new school year is upon us, and if there are kids in your home, you’ve likely been knee-deep in school shopping. New clothes, shoes, graphic calculators – the list goes on! Unfortunately, as that shopping list grows, your wallet is likely cringing with dread. Back-to-school can be pricey, but a sound strategy can make a HUGE difference. Check out a few things I've learned from my own school shopping exploits (as well as some wisdom my own momma shared, because that’s the best kind!). 

Read More

Topics: Financial Fitness, Savings, Budgeting, Spending, Back to School

Which DIY Projects Really Pay Off?

Posted by Credit Union 1 on Aug 14, 2015 3:09:55 PM

Alaskans experience a unique phenomenon in the summer: we suddenly have energy to GO GO GO without sleep or sustenance! If you’ve ever caught yourself mowing the lawn or grocery shopping at 11pm on a sunny weeknight, you know what I mean. Although this energy can feel dangerously close to crazy-town at times, it’s also a great way to accomplish more than you normally would.

With summer winding down, it may be time to harness your amped up motivation and tackle those DIY projects you’ve postponed (for dipnetting, mountain climbing, summer concerts and all the other cool things you do!). Could your home use new windows or doors? Have you had a bathroom addition on your mind, or are you hoping to sell in the spring and need to make improvements beforehand? These projects have DIY written all over them (or hey, you could use a contractor too – no judgement).

Before you get started, there are a few important things to know. Not all home improvement projects are created equal – meaning that not only do some take more time or money, but some will give you more or less return on your home’s overall value. So don’t choose your project too hastily! It’s important to balance the fuzzy-good-feeling “value” that a project will give you (because a new deck would be AMAAAAZING!) versus the monetary value you’ll retain. Check out the cool info below to learn which projects pay off the best versus which can be total duds. And good luck getting your DIY on!

(click to launch infographic)

Read More

Topics: Financial Fitness, Infographic, Housing, Savings, Budgeting, DIY, Spending

Boost Your Credit Score [Infographic]

Posted by Credit Union 1 on Jul 15, 2015 9:33:46 AM

A few weeks ago, we shared a blog about what exactly your credit score means and we gave you the scoop on 13 things you didn't know about credit. Now that you know what your number represents, let’s look at ways to improve it! When you have a healthier credit score, you’ll enjoy lower loan interest rates – which basically means you pay less for the money you borrow. Win-win! 

Want to learn even more about credit? Sign up for a FREE Discover Financial Fitness class offered in-person and online.

Sign Up

 

(click to launch infographic)

Read More

Topics: Financial Fitness, Infographic, It's A Money Thing, Debt Management, Credit, How To

39 Places in Alaska That Will Give You Free Stuff on Your Birthday

Posted by Credit Union 1 on Jun 30, 2015 10:39:21 AM

Alaskans love to celebrate. Whether it’s a traditional holiday or our unique attention to the summer solstice, we don’t miss a chance to throw a party! Birthdays are a fabulous thing, especially for Alaskans who do two (among many) things very well:

Read More

Topics: Financial Fitness, Savings, Budgeting, Trending, Spending