Alaskan at Heart Blog

Boost Your Credit Score [Infographic]

Posted by Credit Union 1 on Jul 15, 2015 9:33:46 AM

A few weeks ago, we shared a blog about what exactly your credit score means and we gave you the scoop on 13 things you didn't know about credit. Now that you know what your number represents, let’s look at ways to improve it! When you have a healthier credit score, you’ll enjoy lower loan interest rates – which basically means you pay less for the money you borrow. Win-win! 

Want to learn even more about credit? Sign up for a FREE Discover Financial Fitness class offered in-person and online.

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Topics: Financial Fitness, Infographic, It's A Money Thing, Debt Management, Credit, How To

5 Easy Things You Can Do Right Now To Prevent Identity Theft

Posted by Credit Union 1 on Jun 16, 2015 1:20:55 PM

Fraud and identity theft sometimes sound like threats from an alternate universe. Definitely not something that could happen to you! The thing is, identity theft has become increasingly common (and easy) with the rise of technology, which means everybody needs a few fraud-fighting tricks up their sleeve. Read on to stock your fraud-fighting arsenal! 

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Topics: Financial Fitness, Infographic, It's A Money Thing, Credit, How To, Identity Theft

[Infographic] Budgeting Basics

Posted by Jessica Gallagher on May 12, 2015 9:37:00 AM

Have you ever wondered why creating a budget is so easy, while sticking to that budget is so hard? One common pitfall when it comes to budgeting basics is forgetting to account for all expenses. Sure, your car payment and mortgage are easy bills to remember – but what about smaller items like the amount you pay for your gym membership or babysitter? These are monthly costs that affect your bottom line, and adding them to your budget will help you stay on track. For more tips and tricks, read on!

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Topics: Financial Fitness, Infographic, It's A Money Thing, Savings, Budgeting, Spending

What’s Your Spending Profile?

Posted by Jessica Gallagher on Apr 30, 2015 11:15:00 AM

I have some SERIOUS spring fever, and I’m ready for it to burn off into summertime! Sunshine, blue skies and sandals are calling my name. Doesn’t a sandy tropical beach sound amazing? Or for that matter, a beach right here in Alaska if it means some rest and relaxation! Unfortunately, my bills aren’t planning a vacation anytime soon, and budgeting for fun can be difficult. Whether you’re a single person, couple or growing family, everybody has expenses that tie them down – but it’s not impossible to cut yourself free!

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Topics: Financial Fitness, Infographic, Debt Management, Budgeting, Spending

Breakdown of a Credit Score

Posted by Jessica Gallagher on Apr 9, 2015 4:11:00 PM

Most people have a vague idea of what credit scores are. Something to do with how well you pay your bills, right? On the surface, your credit score may not seem too important – but if you’re ever in need of a loan, this number can make a big difference in how much your borrowed money costs. Take a look through the info below, and then come chat with CU1 to learn more!

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Topics: Financial Fitness, Infographic, It's A Money Thing, Debt Management, Credit

A Better Way To Do The 52 Week Saving Challenge

Posted by Jessica Gallagher on Mar 26, 2015 12:06:39 PM

There are a few chores around my house that I dread doing – and spring cleaning is a big one. On the other hand, who doesn’t love discovering a jacket you’d packed away with $10 in the pocket?! I get the same rush of boundless joy when there’s spare change in the couch or when I find a soggy, crumpled dollar bill in the washing machine. I imagine this is what treasure hunters or archeologists feel like.

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Topics: Financial Fitness, Infographic, Savings, Budgeting, How To

Infographic: Quit a Costly Habit

Posted by Jessica Gallagher on Jan 14, 2015 1:31:00 PM

Get ready folks – I have a serious question for you! How goes the battle with your 2015 resolutions? Are you making progress? Treading water?

On my short list of resolutions, I’m somewhere between treading water and sinking. Each January, I set out to develop an agenda of exciting ideas to achieve – but my dirty secret is that, most often, this list falls by the wayside before February.  If you’re in the same boat (don’t worry! I won’t tell!), we can both use some ideas to make the year ahead particularly impactful. Luckily, I’ve found four words to live by: “quit a costly habit!”

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Topics: Financial Fitness, Infographic, Savings, Budgeting