One for All Alaska Blog

9 Things I Learned Back-to-School Shopping

Posted by Credit Union 1 on Aug 20, 2015 8:00:00 AM

The new school year is upon us, and if there are kids in your home you’ve likely been knee-deep in school shopping. New clothes, shoes, graphic calculators – the list goes on! Unfortunately, as that shopping list grows, your wallet is likely cringing with dread. Back-to-school can be pricey, but a sound strategy can make a HUGE difference. Check out a few things we’ve learned from our own school shopping exploits (as well as some wisdom our mommas shared, because that’s the best kind!). 

1. Save last year’s supplies!

Remember that wad of half used pencils and pens that still have ink in them from last school year? Use them, don’t replace them. This strategy is good for the wallet and GREAT for the household junk drawer. 

2. When you shop online, nobody notices if your child has a meltdown.

We’ve all been there. You’re stocking up on school supplies and your kid loses it in the middle of the store. #Embarrassing. Save yourself the stress of a stand-off and

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Topics: Financial Fitness Friday, Discover Financial Fitness

Which DIY Projects Really Pay Off?

Posted by Credit Union 1 on Aug 14, 2015 3:09:55 PM

Alaskans experience a unique phenomenon in the summer: we suddenly have energy to GO GO GO without sleep or sustenance! If you’ve ever caught yourself mowing the lawn or grocery shopping at 11pm on a sunny weeknight, you know what I mean. Although this energy can feel dangerously close to crazy-town at times, it’s also a great way to accomplish more than you normally would.

With summer winding down, it may be time to harness your amped up motivation and tackle those DIY projects you’ve postponed (for dipnetting, mountain climbing, summer concerts and all the other cool things you do!). Could your home use new windows or doors? Have you had a bathroom addition on your mind, or are you hoping to sell in the spring and need to make improvements beforehand? These projects have DIY written all over them (or hey, you could use a contractor too – no judgement).

Before you get started, there are a few important things to know. Not all home improvement projects are created equal – meaning that not only do some take more time or money, but some will give you more or less return on your home’s overall value. So don’t choose your project too hastily! It’s important to balance the fuzzy-good-feeling “value” that a project will give you (because a new deck would be AMAAAAZING!) versus the monetary value you’ll retain. Check out the cool info below to learn which projects pay off the best versus which can be total duds. And good luck getting your DIY on!

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Topics: Financial Fitness Friday, Discover Financial Fitness, Infographic

Boost Your Credit Score [Infographic]

Posted by Credit Union 1 on Jul 15, 2015 9:33:46 AM

A few weeks ago, we shared a blog about what exactly your credit score means and we gave you the scoop on 13 things you didn't know about credit. Now that you know what your number represents, let’s look at ways to improve it! When you have a healthier credit score, you’ll enjoy lower loan interest rates – which basically means you pay less for the money you borrow. Win-win! 

Want to learn even more about credit? Sign up for a FREE Discover Financial Fitness class offered in-person and online.

Sign Up

 

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Topics: Financial Fitness Friday, Discover Financial Fitness, Infographic, It's A Money Thing

39 Places in Alaska That Will Give You Free Stuff on Your Birthday

Posted by Credit Union 1 on Jun 30, 2015 10:39:21 AM

Alaskans love to celebrate. Whether it’s a traditional holiday or our unique attention to the summer solstice, we don’t miss a chance to throw a party!  On July 4, you may have plans to barbeque, visit a parade or just, you know, dress up like Uncle Sam in celebration. It’s America’s birthday – enjoy it! Birthdays are a fabulous thing, especially for Alaskans who do two (among many) things very well:

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Topics: Financial Fitness Friday, Discover Financial Fitness

5 Easy Things You Can Do Right Now To Prevent Identity Theft

Posted by Credit Union 1 on Jun 16, 2015 1:20:55 PM

Fraud and identity theft sometimes sound like threats from an alternate universe. Definitely not something that could happen to you! The thing is, identity theft has become increasingly common (and easy) with the rise of technology, which means everybody needs a few fraud-fighting tricks up their sleeve. Read on to stock your fraud-fighting arsenal! 

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Topics: Financial Fitness Friday, Discover Financial Fitness, Infographic, It's A Money Thing

13 Things You Didn't Know About Credit.

Posted by Jess on May 22, 2015 3:31:00 PM

There’s nothing like a few  true/false questions to really get your blood pumping! Check out today’s blog full o’ trivia to test your knowledge about credit and credit scores. You may find a few surprising ways that you can help or hinder your credit, as well as a few things you may have THOUGHT impacted your score but don’t. AH! THE SUSPENSE!

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Topics: Financial Fitness Friday, Discover Financial Fitness

[Infographic] Budgeting Basics

Posted by Jess on May 12, 2015 9:37:00 AM

Have you ever wondered why creating a budget is so easy, while sticking to that budget is so hard? One common pitfall when it comes to budgeting basics is forgetting to account for all expenses. Sure, your car payment and mortgage are easy bills to remember – but what about smaller items like the amount you pay for your gym membership or babysitter? These are monthly costs that affect your bottom line, and adding them to your budget will help you stay on track. For more tips and tricks, read on!

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Topics: Discover Financial Fitness, Infographic, It's A Money Thing

What’s Your Spending Profile?

Posted by Jess on Apr 30, 2015 11:15:00 AM

I have some SERIOUS spring fever, and I’m ready for it to burn off into summertime! Sunshine, blue skies and sandals are calling my name. Doesn’t a sandy tropical beach sound amazing? Or for that matter, a beach right here in Alaska if it means some rest and relaxation! Unfortunately, my bills aren’t planning a vacation anytime soon, and budgeting for fun can be difficult. Whether you’re a single person, couple or growing family, everybody has expenses that tie them down – but it’s not impossible to cut yourself free!

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Topics: Financial Fitness Friday, Discover Financial Fitness, Infographic

Breakdown of a Credit Score

Posted by Jess on Apr 9, 2015 4:11:00 PM

Most people have a vague idea of what credit scores are. Something to do with how well you pay your bills, right? On the surface, your credit score may not seem too important – but if you’re ever in need of a loan, this number can make a big difference in how much your borrowed money costs. Take a look through the info below, and then come chat with CU1 to learn more!

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Topics: Financial Fitness Friday, Infographic, It's A Money Thing

Is it Time for the Big Move?

Posted by Jess on Apr 1, 2015 1:37:00 PM
Whether you were born in Alaska or moved here from afar, you’ve likely “rented” at some point during your residency. If you’re renting now, maybe it’s time to make the move toward home ownership!
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